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Loan forgiveness is not some myth or program that only a very few can qualify for. In fact, loan forgiveness is an integral part of every single Income Driven repayment plan. If you select an Income Driven repayment plan and at the end of your repayment term, there is still an outstanding balance, the remaining balance will be forgiven.
In addition, if you are a teacher or work for certain employers, you may be eligible to have your federal student loans forgiven even earlier. Obviously, there are some conditions and requirements, but StudentLoanify will help you determine if you meet those criteria in a few basic steps. We’ll even give you the applications to submit.
Note: depending on the plan and program, there may be tax consequences if some or all of your federal student loans are forgiven. Consult a tax professional for assistance.
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